Is M&T a good mortgage company?

M&T could be a good choice if you need a low down payment loan, or want in-person assistance and live in a state where the company has branches. Because of its many mortgage options — including government-backed loans — M&T may be attractive if you’re looking for a home loan and don’t have great credit.

Does M&T Bank offer mortgage rates online?

M&T Bank doesn’t give much information about its rates online. It advertises minimum possible mortgage rates for its most common home loan options, but doesn’t say what the maximum could be. The rates listed are based on the following assumptions: Mortgage rates will vary based on factors such as your credit scores, property type and location.

Does M&T Bank offer a fixed rate mortgage?

M&T Bank fixed rate mortgages can be used for primary residences, secondary residences, and investment properties, come with as little as 3 percent money down requirements, and don’t have prepayment penalties. Cash-out refinancing is also permitted.